Your minimum monthly payments to your creditors will cease throughout the debt settlement process. Instead, you will make a fixed monthly deposit into an FDIC-insured Special Purpose account. The account is in your name and is accessible online every day of the year. Your Personal Account Manager will contact your creditors and negotiate settlements on the balances as money builds up in the account. We settle each account individually until they are all settled. Our normal program estimate is from 24 to 48 months, depending on how many accounts are enrolled and how much money you have available to spend.

Designed to align with your financial capacity, the debt settlement program offered by Done with Debt aims to assist you in reducing your current debt amount through a manageable monthly payment arrangement. Our method serves as a practical alternative to bankruptcy, offering affordability and flexibility that surpasses traditional credit counseling. Our debt settlement program doesn't impose credit prerequisites, nor does it require new loans. It's important to note that participation in our program is not suitable for all consumers and may not be accessible in all states. We take pride in transparently presenting our program alongside all available choices, empowering you to select the optimal path that aligns with your needs.